CarePal Money offers zero percent loan by partnering with hospitals/healthcare providers who gives them subvention which covers the interest rate.

CarePal Money offers 4/1, 6/1, 9/3, 12/4, 18/6, 24/8, 30/9 & 36/10 schemes. Example 12/4 means EMI will be of 8 months and 4 months EMI will be paid upfront by customer

there are no pre closure charges, to stop emi. processing fees varies from 1-2%.

Auto repayment is set up through E-NACH, allowing automatic debits from your bank account based on the pre-approved schedule for seamless and timely payments.

CarePal doesn’t define a maximum figure for the amount that can be borrowed. The goal is to work with the borrower to ensure that the total amount and EMIs are affordable and that the amount is enough to cover the particular health needs

The loan is to be used only for medical needs. The loan, once approved, is disbursed directly to the caregiver (i.e. hospitals, nursing homes) ensuring proper use.

One of the most significant advantages of a 0% EMI healthcare loan is that it offers manageable payments. You can spread out the cost of your medical expenses over months, making it easier to pay off your debt. This way, you can manage your finances effectively without the burden of high-interest rates.

You can reach our customer support team by mailing on [email protected]. Additionally you can find details on our website.